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Payout Payee ID Type

idType ValueDescription
1RUT

TIP

The RUT must be the RUT corresponding to the bank's collection account, otherwise the payment will fail. (RUN for individuals is RUT).

RUT/RUN supports the following formats, where X is a number and K is a check digit.

XX.XXX.XXX-K, XXXXXXXX-K, XXXXXXXXK, X.XXX.XXX-K, XXXXXXX-K, XXXXXXXK,

  • We will perform format verification and validity verification on RUT, and the channel will verify the authenticity of RUT.
  • Format verification and validity verification will return the verification results simultaneously. Orders that fail the verification will be directly rejected.
  • Authenticity verification will be verified by the bank after the order is submitted to the bank system. Failure to pass the verification will result in payment failure.

Payout Account Type

accountType ValueDescription
1Corriente
2Vista/Cuenta RUT
3Ahorro

TIP

Vista/Cuenta RUT This account type is only available in Banco Estado bank.

Payout Order Status Enum

ParameterDescriptionRemark
PROCESSINGPROCESSING
WAITINGWait for payment
PAYINGPayment Paying
SUCCESSPayment successfulOrder final status
FAILPayment failedOrder final status
CANCELOrder CanceledOrder final status

TIP

Note that when processing callbacks or query results from Cashy, the order status should be accurately judged. Only the final result can be considered as a clear success of the collection order.

Payout Order Status Description

ValueDescription
GATEWAY_TIMEOUTPayment gateway timeout
SYSTEM_EXCEPTIONUpstream system exception
PAYMENT_TRANSACTION_EXCEPTIONPayment transaction exception
BANK_NAME_ERRORWrong bank name
BANK_CODE_ERRORBank coding error
BANK_ACCOUNT_ERRORWrong bank account number
PAYMENT_OFFSETPayment offset
SUCCESSSuccess
UNKNOWN_ERRORUnknown error
NUMBER_AND_DOCUMENTS_NOT_MATCHAccount number and ID do not match
DOCUMENTS_INVALIDThe document number is invalid
BLOCKED_ACCOUNTSBlocked accounts
ACCOUNT_TYPE_NOT_VALID_FOR_TARGET_BANKThe account type is invalid for the target bank
EACH_PAYMENT_LIMIT_EXCEEDEDThe payment amount exceeds the maximum limit for a single payment
DAILY_PAYMENT_LIMIT_EXCEEDEDThe payment amount exceeds the maximum daily cumulative payment limit
MONTHLY_PAYMENT_LIMIT_EXCEEDEDThe payment amount exceeds the maximum monthly cumulative payment limit
YEARLY_PAYMENT_LIMIT_EXCEEDEDThe payment amount exceeds the maximum annual cumulative payment limit
AMOUNT_TOO_SMALLThe payment limit was too low and was rejected by the bank
ACCOUNTING_BILL_ERRORError paying bill
PHONE_NUMBER_INVALIDInvalid mobile number
PAYMENT_REJECTED_BY_BANKPayment transaction declined by bank
RUT_INVALIDInvalid RUT
COMPLIANCE_REJECTPayment declined due to compliance
BANK_ACCOUNT_INVALIDInvalid bank account number
TARGET_BANK_UNAVAILABLEThe target bank is temporarily unavailable

Payin Payer ID Type

idType ValueDescription
1RUT

Payin PayType Enum

payType ValueDescriptionStatus
220Cashier Payment urlAvailable,All of the following types are supported
221WEB_PAYNot available, need to apply
223MACHNot available, need to apply
224CHEKNot available, need to apply
225MULTICAJA_TRANSFERNot available, need to apply
226PAGO46Not available, need to apply
227HITESNot available, need to apply
229MULTICAJA_EFECTIVONot available, need to apply
231SERVI_FACILNot available, need to apply
238BANK_TRANSFERNot available, need to apply
239SERVIPAGNot available, need to apply

PayIn method description

Currently Cashier Payment url supports the following payment methods

  • Webpay:Webpay is one of the most common online payment platforms in Chile. Operated by Transbank, it allows consumers to pay for online purchases and other services using credit cards, debit cards or bank transfers.
  • Khipu:Khipu is a popular payment platform in Chile that provides fast and secure bank transfer services. It works with major banks in Chile to allow users to make payments directly using their bank accounts.
  • Mach:Mach is a Chilean digital payment service provider that allows users to make payments via smartphone. Users can top up their Mach accounts with credit or debit cards and use these funds to make purchases and payments at multiple merchants and online platforms.
  • Chek:Chek is a prepaid card payment method in Chile. Users can purchase a Chek card and use it to pay at participating merchants, similar to a prepaid card or gift card.
  • Multicaja Transfer:Multicaja Transfer is a Chilean online money transfer service that allows users to transfer funds between different bank accounts in Chile.
  • Pago46:Pago46 is a Chilean online payment service designed for mobile devices and digital transactions. It offers a variety of payment methods, including credit cards, debit cards, and cash payments.
  • Hites:Hites is a Chilean retail company that provides its own payment service. Customers can pay in Hites retail stores using Hites cards or other methods.
  • Fpay:Fpay is a digital payment service in Chile that allows users to make payments using their smartphones. It covers a variety of payment methods, including credit cards, debit cards and other electronic payment methods.

Payin Order Status Enum

ParameterDescriptionRemark
PAYINGWait for payment
SUCCESSPayment successfulOrder final status
FAILPayment failedOrder final status

TIP

Note that when processing callbacks or query results from Cashy, the order status should be accurately judged. Only the final result can be considered as a clear success of the collection order.

Common Error Messages

ValueDescriptionCountries covered
System_errorSystem errorAll
System_busySystem busy (Can retry)All
System_MaintenanceSystem Maintenance (Can retry)All
MerchantId_is_nullMerchantId is emptyAll
Sign_verify_errorMerchant signature verification errorAll
RequestMethod_not_postNot a POST requestAll
RequestContentType_not_jsonNot an application/json requestAll
RequestBody_is_nullThe request body is emptyAll
MerchantId_not_NumberMerchantId is not a numberAll
MerchantId_is_errorMerchant Id errorAll
Request_ip_notWhiteListRequest ip non-whitelistAll
Params_jsonFormat_errorRequest body json format errorAll
Params_xxx_RequiredParameter xxx is requiredAll
Params_xxx_errorParameter xxx errorAll
Params_accountNo_Format_isIncorrectThe bank account number format is incorrect (the length of the bank card number does not match the bank)Some countries
Merchant_amount_notEnoughMerchant balance is insufficientAll
Merchant_not_enabledMerchant is not enabledAll
Merchant_not_existMerchant does not existAll
Params_order_notExistThe platform order number does not existAll
Params_mchOrderNo_notExistThe Merchant order number does not existAll
Params_mchOrderNo_repeatDuplicate Merchant order numberAll
Channel_Maintenance_timeThe channel is under maintenance, please contact technical support for testing environmentAll
Tran_risk_interceptTransaction risk control interception, check whether the amount meets the restriction conditionsAll
Params_accountName_Maximum<40>charactersPayout (beneficiary) payee name is too longSome countries,MX is 40 characters
Params_realName_not_contain_ChineseAccount names are not allowed to contain ChineseAll
Params_accountName_not_contain_ChineseAccount names are not allowed to contain ChineseAll
Params_accountNo_Clabe_InvalidateClabe is invalidMexico
Params_accountNo_CardNumber_InvalidateBank CardNumber is invalidMexico
Params_email_format_invalidThe email format is invalidMexico
Params_email_length_exceeds<64>charactersThe mailbox length exceeds 64 characters (the mailbox length should be kept below 64 characters)All
Params_accountName_RequiredPlease pass the recipient account nameSome countries
Params_accountName_Maximum<64>charactersThe recipient account name must not exceed 64 charactersSome countries
Params_accountName_not_contain_ChineseThe recipient account name must not contain ChineseSome countries
Params_CPF_accountNo_InvalidThe recipient account number in CPF format is invalidBrazil
Params_idType_RequiredID type must be passedSome countries
Params_idType_InvalidInvalid ID typeSome countries
Params_idCard_RequiredID number must be passedSome countries
Params_idCard_CPF_InvalidInvalid CPF ID numberBrazil
Params_realName_RequiredThe name of the payee must be passedSome countries
Params_realName_Maximum<64>charactersThe name of the payee must not exceed 64 charactersSome countries
Params_realName_not_contain_ChineseThe name of the payee must not contain ChineseSome countries
COLLECTION_ACCOUNT_DAY_LIMITThe number of times the payment card number reaches the daily limit limitAll
COLLECTION_NAME_DAY_LIMITThe number of times the payee name reaches the daily limit limitAll
LIMIT_MIN_AMOUNTThe order amount is less than the minimum amount limitAll
LIMIT_MAX_AMOUNTThe order amount is higher than the maximum amount limitAll
BLACK_LIST_USER_LIMITThe user is on the blacklistAll

Released under the MIT License.